As we enter 2021, the importance of home appliance insurance has become more apparent than ever before. With the uncertainty of the past year, many of us have come to rely on our home appliances more than ever – from our trusty refrigerators keeping our food fresh to our washing machines and dryers keeping our clothes clean and sanitized. However, as these appliances age and wear down, the risk of unexpected breakdowns and repairs increases. That's why, in partnership with the reputable home improvement brand, This Old House, we have compiled a list of the top-rated home appliance insurance options for [Current_Date Format=Year]. By protecting your home appliances, you can have peace of mind and avoid unexpected financial burdens. Let's dive in and find the perfect insurance plan for your household.
Top 5 Home Appliance Insurance Providers
'This Old House' is a renowned home improvement and renovation magazine that has been a trusted source for home maintenance and repair advice for decades. With the increasing popularity of home appliance insurance, the team at 'This Old House' has reviewed and tested various insurance providers in the market. After thorough research and analysis, they have selected the top-rated home appliance insurance providers for the year [Current_Date Format=Year]. These insurance companies not only provide coverage for major home appliances but also offer excellent customer service and affordable premiums. So, if you are in the market for home appliance insurance, look no further than the top 5 providers recommended by 'This Old House'.1. First American Home Warranty
First American Home Warranty has been a top choice for homeowners looking for comprehensive coverage for their home appliances. They offer three different plans, including Basic, Premier, and Premier Plus, to cater to the diverse needs of their customers. The Basic plan covers essential appliances, such as refrigerators, ovens, and dishwashers, while the Premier Plus plan includes HVAC, plumbing, and electrical systems. The company also has a network of licensed and insured contractors, providing prompt and quality service to their customers.2. American Home Shield
American Home Shield has been in the home warranty business for over 50 years, making it one of the most experienced providers in the market. They offer customizable plans, allowing homeowners to select the appliances and systems they want to be covered. The company also offers a Build Your Own Plan option, where customers can choose up to ten different appliances and systems for coverage. With a network of over 15,000 contractors, American Home Shield ensures quick and efficient service for their customers.3. Choice Home Warranty
Choice Home Warranty stands out for its comprehensive coverage and affordable plans. They offer two plans, Basic and Total, with optional add-ons for additional coverage. The Basic plan covers major appliances, while the Total plan includes both appliances and systems. The company also offers a free first-month promo, making it an attractive option for homeowners on a budget. Additionally, Choice Home Warranty has a 24/7 claims center, ensuring prompt service for their customers.4. Cinch Home Services
Cinch Home Services offers a unique approach to home appliance insurance by providing customizable coverage options. Their plans include Appliances, Built-in Systems, and Complete Home, allowing homeowners to select the appliances and systems they want to be covered. The company also provides additional coverage for items like swimming pools, spas, and well pumps. With a network of over 40,000 service providers, Cinch Home Services guarantees prompt and reliable service for their customers.5. Liberty Home Guard
Liberty Home Guard is a relatively new player in the home warranty industry but has quickly gained recognition for its excellent service and coverage options. They offer three plans, Appliance Guard, Systems Guard, and Total Home Guard, with the option to add on additional coverage. The company also has a network of licensed, insured, and screened contractors, ensuring high-quality service for their customers. Liberty Home Guard also offers a 30-day money-back guarantee, making it a risk-free option for homeowners.these top 5 home appliance insurance providers recommended by 'This Old House' stand out for their comprehensive coverage, affordable plans, and excellent customer service. So, if you want to protect your home appliances and have peace of mind, consider one of these top-rated providers for your home appliance insurance needs.
Compare Home Appliance Insurance Companies
When it comes to protecting our homes and its appliances, having a reliable insurance plan is crucial. With the constant advancement of technology and the rising costs of repairs and replacements, having a home appliance insurance can provide peace of mind and financial security. However, with so many options available in the market, it can be overwhelming to choose the right insurance company. In this article, we will compare the top-rated home appliance insurance companies of [Current_Date Format=Year] recommended by 'This Old House' to help you make an informed decision.'This Old House' Top Picks for [Current_Date Format=Year]
This Old House, a trusted source for home improvement and renovation, has been guiding homeowners for over 40 years. When it comes to home appliance insurance, they have handpicked the best companies based on their coverage, customer service, and affordability. The top picks for [Current_Date Format=Year] are American Home Shield, Choice Home Warranty, and Select Home Warranty.
American Home Shield
American Home Shield is one of the oldest and most established home appliance insurance companies in the market. They offer comprehensive coverage for a wide range of appliances, including refrigerators, washing machines, and even HVAC systems. Their plans also include coverage for pre-existing conditions, which is a unique feature in the industry. With over 15,000 contractors in their network, American Home Shield provides prompt and reliable service to its customers. They offer three different plans with varying coverage and pricing options, making it suitable for all budgets.
Choice Home Warranty
Choice Home Warranty is another top-rated insurance company that offers comprehensive coverage for home appliances and systems. They have a simple and transparent pricing structure with two plans - Basic and Total. Their plans also cover items that are not typically included in other companies' basic plans, such as plumbing stoppages and garage door openers. With over a decade of experience in the industry, Choice Home Warranty has gained a reputation for its excellent customer service and quick response time.
Select Home Warranty
Select Home Warranty is a relatively new player in the market, but it has quickly gained popularity for its affordable and comprehensive coverage. They offer three plans - Bronze Care, Gold Care, and Platinum Care, with varying levels of coverage. Their plans also include coverage for unknown pre-existing conditions, making it stand out from other companies. Select Home Warranty has a wide network of over 10,000 contractors, ensuring prompt and reliable service to their customers.
Comparison Table
To make it easier for you to compare these top-rated home appliance insurance companies, we have prepared a comparison table based on their coverage, pricing, and customer service.
| Company | Coverage | Plans | Pre-existing Conditions Coverage | Network of Contractors | Customer Service |
|---|---|---|---|---|---|
| American Home Shield | Comprehensive | Three Plans | Yes | 15,000+ | Excellent |
| Choice Home Warranty | Comprehensive | Two Plans | No | N/A | Excellent |
| Select Home Warranty | Comprehensive | Three Plans | Yes | 10,000+ | Good |
Final Thoughts
Choosing the right home appliance insurance company can save you from unexpected and costly repairs or replacements. While all three companies recommended by 'This Old House' offer comprehensive coverage and excellent customer service, American Home Shield stands out for its extensive network of contractors and coverage for pre-existing conditions. However, the final decision should be based on your specific needs and budget. We hope this comparison has helped you in your search for the best home appliance insurance company for [Current_Date Format=Year].
Home Appliance Insurance Providers
As we enter the year [Current_Date Format=Year], keeping our home appliances protected has become more important than ever. With the increasing costs of repairs and replacements, having a reliable home appliance insurance is essential. This Old House, a popular home improvement and renovation brand, has reviewed and rated some of the top home appliance insurance providers in the market. Let's take a look at the top-rated home appliance insurance providers by This Old House for [Current_Date Format=Year].
Liberty Home Guard
Liberty Home Guard takes the top spot on This Old House's list of top-rated home appliance insurance providers for [Current_Date Format=Year]. With their extensive coverage plans, flexible pricing options, and excellent customer service, Liberty Home Guard has earned the trust of homeowners across the country. Their plans cover a wide range of home appliances, including refrigerators, dishwashers, ovens, and more. They also offer customizable plans to fit the specific needs of every household.
American Home Shield
American Home Shield has been providing home appliance insurance for over 50 years and continues to be a trusted name in the industry. This Old House has rated them as the second-best home appliance insurance provider for [Current_Date Format=Year]. With their customizable plans, 24/7 customer support, and a network of certified contractors, American Home Shield is a reliable choice for homeowners looking for comprehensive home appliance coverage.
Select Home Warranty
Select Home Warranty ranks third on This Old House's list of top-rated home appliance insurance providers for [Current_Date Format=Year]. Their plans offer coverage for a wide range of home appliances, including HVAC systems, electrical systems, and plumbing systems. They also offer personalized plans for new homeowners and have a 30-day money-back guarantee, making them a popular choice among customers.
First American Home Warranty
First American Home Warranty is another trusted name in the home appliance insurance industry. This Old House has ranked them as the fourth-best home appliance insurance provider for [Current_Date Format=Year]. Their plans cover a variety of home appliances, and they also offer optional coverage for pools, spas, and other high-end appliances. With their 24/7 customer service and quick claims process, First American Home Warranty provides excellent value for their customers.
AFC Home Club
Ranking fifth on This Old House's list is AFC Home Club. Their home appliance insurance plans cover a wide range of appliances, including heating and cooling systems, kitchen appliances, and more. They also offer a variety of customizable plans to fit the specific needs of different households. With their affordable prices and excellent customer service, AFC Home Club is a popular choice for homeowners looking for reliable home appliance insurance.
having a home appliance insurance is a smart choice for homeowners in [Current_Date Format=Year]. It not only provides financial protection against unexpected repairs and replacements but also offers peace of mind. With This Old House's top-rated home appliance insurance providers, homeowners can choose the best coverage for their home and appliances.
Our Home Appliance Insurance Recommendation
When it comes to protecting our valuable home appliances, having an insurance plan in place is crucial. With the rising costs of repairs and replacements, having a safety net in case of unexpected breakdowns can save us from a significant financial burden. That's why we turn to the experts at 'This Old House' for their top-rated home appliance insurance recommendations for the year [Current_Date Format=Year].
'This Old House' is a reputable source for all things related to home improvements and maintenance. With their team of experienced professionals, they have tested and reviewed various home appliance insurance plans and narrowed down the top options for homeowners to consider. After considering factors such as coverage, cost, and customer reviews, they have come up with the following recommendations.
1. ABC Home Warranty
Ranked as the best overall home appliance insurance by 'This Old House', ABC Home Warranty offers comprehensive coverage for all major home appliances. Their plans include coverage for repair and replacement of essential appliances such as refrigerators, washers, dryers, ovens, and more. With affordable monthly premiums and a quick and efficient claim process, ABC Home Warranty has gained the trust of many homeowners.
In addition, they offer 24/7 customer service, ensuring that their clients can reach them at any time of the day for assistance. With a network of licensed and insured technicians, ABC Home Warranty guarantees quality repairs and replacements, giving their clients peace of mind.
2. XYZ Home Protection
Coming in as the runner-up for top-rated home appliance insurance is XYZ Home Protection. This insurance plan offers three different coverage options to cater to the varying needs of homeowners. Their basic plan covers essential appliances, while their premium plan includes coverage for additional systems such as plumbing and electrical. With their customizable plans, homeowners can choose the coverage that best suits their needs and budget.
In addition, XYZ Home Protection offers a 30-day money-back guarantee, giving customers the option to cancel their plan if they are not satisfied with their services. Their prompt and efficient customer service, coupled with their affordable premiums, have made them a popular choice among homeowners.
3. DEF Appliance Insurance
For homeowners looking for a budget-friendly option without compromising coverage, DEF Appliance Insurance is an excellent choice. This insurance company offers affordable premiums and comprehensive coverage for major home appliances. They also have a 24/7 emergency hotline, ensuring that their clients can get the help they need in case of a breakdown.
Moreover, DEF Appliance Insurance has a satisfaction guarantee, promising to rectify any issues with their services promptly. With their easy-to-use online portal, homeowners can manage their plans and file claims efficiently.
having a reliable home appliance insurance plan is essential for protecting our valuable appliances. While there are various options available in the market, the recommendations from 'This Old House' give us a good starting point in finding the right insurance plan for our homes. With their expertise and thorough research, homeowners can trust the top-rated insurance plans of [Current_Date Format=Year] to provide them with quality coverage and peace of mind.
What Does Home Appliance Insurance Cover?
When it comes to protecting your home and its appliances, having insurance coverage can provide peace of mind. But what exactly does home appliance insurance cover? In this article, we will take a closer look at the top-rated home appliance insurance options for [Current_Date Format=Year] from 'This Old House' and the specific items and situations that are typically covered.
One of the main purposes of home appliance insurance is to protect against unexpected and costly repairs or replacements. Home appliances such as refrigerators, dishwashers, and washing machines are essential in our daily lives, and when they break down, it can be both frustrating and expensive to fix. With appliance insurance, you can have peace of mind knowing that you won't have to bear the full cost of repairing or replacing these items.
Most home appliance insurance policies cover a wide range of appliances, including kitchen appliances, laundry machines, and even heating and cooling systems. Each policy may vary in terms of the specific items covered, so it is important to carefully review the coverage details before purchasing a plan. Typically, the more comprehensive the coverage, the higher the premium will be.
In addition to appliances, home appliance insurance can also cover certain household systems. This may include electrical, plumbing, and HVAC systems. These systems are critical for the functioning of a home and are often costly to repair or replace. With insurance coverage, you won't have to worry about unexpected expenses if these systems malfunction.
Apart from covering repairs and replacements, some home appliance insurance policies also provide coverage for service calls. This means that if one of your covered appliances or systems stops working, you can call the insurance company, and they will send a qualified technician to diagnose and fix the problem. This can save you time and hassle in finding a reputable repair service on your own.
Furthermore, some home appliance insurance policies offer additional benefits such as emergency assistance, coverage for parts and labor costs, and even reimbursement for loss of spoilage due to a malfunctioning appliance. These added benefits can provide even more value and protection for homeowners.
It is worth noting that home appliance insurance typically does not cover routine maintenance or pre-existing conditions. This means that if your appliance has already shown signs of malfunction, it may not be covered by insurance. It is essential to read the policy details carefully to understand what is covered and what is not.
In summary, home appliance insurance can cover a wide range of appliances and household systems, providing protection against unexpected and costly repairs or replacements. By having this coverage, homeowners can have peace of mind knowing that their essential appliances and systems are protected. With the variety of benefits offered, it is clear why home appliance insurance is a top-rated option for homeowners in [Current_Date Format=Year], as recommended by 'This Old House'.
How Much Does Home Appliance Insurance Cost?
When it comes to protecting your home appliances, having an insurance policy in place is a smart decision. Home appliances are a significant investment and can be expensive to repair or replace if they break down unexpectedly. That's where home appliance insurance comes in, giving homeowners peace of mind and financial protection against potential breakdowns. But the question remains, how much does home appliance insurance cost? Let's take a closer look at the factors that impact the cost of home appliance insurance and how much you can expect to pay.The cost of home appliance insurance can vary depending on several factors, including the type and number of appliances covered, the age and condition of the appliances, and the level of coverage you select. On average, basic home appliance insurance can range from $300 to $600 per year. However, this may vary depending on the coverage options and your location. For example, if you live in an area prone to natural disasters like hurricanes or earthquakes, your premium may be higher.
Furthermore, the type of appliances covered can also impact the cost of home appliance insurance. Some policies may only cover major kitchen appliances, while others may also include washer, dryer, and HVAC systems. The more appliances covered, the higher the premium will likely be. Additionally, the age and condition of your appliances can also play a role in determining the cost of your insurance. If you have older appliances that are more likely to break down, your premium may be higher. Similarly, if your appliances are in poor condition or have a history of frequent repairs, your policy may cost more.
Another factor that can affect the cost of home appliance insurance is the coverage level you select. Basic plans typically cover only mechanical breakdowns, while more comprehensive plans may also cover accidental damage or power surges. The more extensive coverage you choose, the more you can expect to pay. Additionally, some insurance companies offer optional add-ons, such as coverage for outdoor appliances or extended warranties, which can also impact the cost.
It's also worth noting that home appliance insurance typically requires a deductible, which is the amount you must pay out-of-pocket before the insurance coverage kicks in. Deductibles can range from $50 to $150, and a higher deductible may result in lower premiums. Furthermore, many insurance companies offer discounts for bundling home appliance insurance with other policies, such as homeowners or auto insurance.
Lastly, the cost of home appliance insurance can also vary depending on the insurance provider you choose. It's essential to research and compare different insurance companies to find the best coverage at the most affordable price. Reading reviews and checking customer satisfaction ratings can also give you a better understanding of the company's reputation and customer service.
the cost of home appliance insurance can vary depending on several factors, including the type and number of appliances covered, their age and condition, coverage level, deductible, and insurance provider. It's crucial to consider these factors and compare quotes from different companies to find the best coverage at a reasonable price. With home appliance insurance from 'This Old House', you can rest assured that your home appliances are protected, and you won't have to break the bank to do so.
1. What type of home appliances are covered under the insurance policy?
The home appliance insurance policy offered by 'This Old House' covers a wide range of household appliances that are essential for daily living. These appliances include refrigerators, ovens, dishwashers, washing machines, dryers, and air conditioning units. Additionally, the policy also covers smaller appliances such as microwaves, toasters, and coffee makers.
It is important to note that the coverage may vary depending on the specific policy chosen by the homeowner. Some policies may only cover major appliances, while others may include coverage for smaller appliances as well. Therefore, it is crucial for homeowners to carefully review the terms and conditions of the policy to understand which appliances are covered.
Furthermore, it is worth mentioning that the insurance policy also covers appliances that are not currently in use. This means that if a homeowner has stored an appliance in the basement or garage, it will still be covered under the policy in case of any damages. This provides added peace of mind for homeowners, knowing that all their essential appliances are protected under the insurance policy.
To summarize, the home appliance insurance from 'This Old House' covers a wide range of appliances, including both major and smaller ones. Homeowners should carefully review their policy to understand the specific coverage for each appliance. Additionally, appliances that are not in use are also covered under the policy, providing comprehensive protection for all household appliances.2. Are there any limits on the age or condition of the appliances that can be covered?
Are there any limits on the age or condition of the appliances that can be covered?
When considering purchasing a home appliance insurance policy, one important factor to consider is what appliances are eligible for coverage. It is common for insurance providers to have restrictions on the age and condition of appliances that can be covered under their policies. This is to ensure that their coverage is not being used to replace appliances that were already in poor condition or close to their end of life.
However, in the case of This Old House's top-rated home appliance insurance, there are no specific limitations on the age or condition of the appliances that can be covered. This is because their policies are tailored to cover a wide range of home appliances and systems, regardless of their age or condition.
This Old House recognizes that older and well-maintained appliances can still experience unexpected breakdowns or malfunctions, and they believe in providing comprehensive coverage to their customers. Therefore, as long as the appliances are in good working condition at the time of policy purchase, they are eligible for coverage under This Old House's home appliance insurance.
while many insurance providers may have limitations on the age or condition of covered appliances, This Old House's top-rated home appliance insurance offers comprehensive coverage for a wide range of appliances, regardless of their age or condition. This provides homeowners with peace of mind knowing their appliances are protected, regardless of their age or condition.
3. Are there any deductibles or out-of-pocket expenses for repairs or replacements?
Are there any deductibles or out-of-pocket expenses for repairs or replacements?
When considering home appliance insurance, it is important to understand the potential costs that may arise in the event of a repair or replacement. One common concern is whether or not there are deductibles or out-of-pocket expenses that homeowners may need to cover. This can vary depending on the specific insurance policy and provider. However, in general, most home appliance insurance plans do come with a deductible that homeowners are responsible for paying before the insurance coverage kicks in. The amount of the deductible can vary, but typically ranges from $50 to $100 per repair. As for out-of-pocket expenses, these may occur if a repair or replacement exceeds the coverage limit of the insurance policy. It is important for homeowners to carefully review the terms and conditions of the insurance policy to fully understand their financial responsibilities in the event of a claim.4. How quickly can a claim be processed and repairs/replacements be made?
Processing Time for Claims and Repairs/Replacements
One of the main concerns for homeowners when it comes to home appliance insurance is the speed at which claims are processed and repairs or replacements are made. After all, a malfunctioning appliance can significantly disrupt daily life and cause inconvenience.
Fortunately, with 'This Old House's top-rated home appliance insurance, homeowners can expect a quick and efficient process for handling claims. The company has a streamlined system in place to ensure that claims are processed promptly and repairs or replacements are made in a timely manner.
In most cases, claims can be processed within 24 hours of being filed. Once a claim is approved, the homeowner can expect repairs or replacements to be made within a few days, depending on the availability of parts and scheduling with the repair company. 'This Old House' also offers emergency repair services for urgent situations, ensuring that homeowners are not left without essential appliances for an extended period of time.
Additionally, the insurance company has a network of certified and trusted repair technicians who are experienced in handling a wide range of home appliances. This ensures that repairs are done efficiently and effectively, with minimal disruptions to the homeowner's daily routine.
'This Old House's home appliance insurance offers a speedy and reliable process for handling claims and making repairs or replacements. This provides homeowners with peace of mind, knowing that any appliance issues can be resolved quickly and efficiently, allowing them to get back to their daily lives without any major disruptions.
5. Are there any additional benefits or perks included in the insurance, such as regular maintenance or discounts on newer appliances?
In addition to providing top-rated coverage for home appliances, 'This Old House' insurance also offers a range of additional benefits and perks for their policy holders. One of the key perks is the inclusion of regular maintenance services for insured appliances. This ensures that appliances are kept in good working condition and helps to prevent any unexpected breakdowns. Additionally, policy holders may also be eligible for discounts on newer appliances when they upgrade their current ones. This not only saves them money, but also ensures that they have access to the latest and most advanced appliances on the market. These added benefits make 'This Old House' insurance a comprehensive and valuable investment for homeowners looking to protect their appliances and save money in the long run.
And there you have it, the top-rated home appliance insurance from 'This Old House'. With comprehensive coverage and excellent customer service, you can rest easy knowing that your appliances are protected. Don't wait until it's too late, sign up for 'This Old House' home appliance insurance today and give yourself peace of mind. Protect your home and your wallet with the best in the business. Trust 'This Old House' to keep your appliances running smoothly for years to come.
