The cost of home repairs can be an expensive and unexpected burden. Homeowners looking to protect their finances should consider a home warranty plan. A home warranty can provide budget protection for major repairs, replacements, and system failures. This article will provide a guide to Choice Home Warranty prices in 2024, informing homeowners of what they can expect to pay for coverage and helping them decide if this type of protection is right for them.
What Is Choice Home Warranty and How Does it Work?
Choice Home Warranty is an extended warranty plan for existing homeowners that provides coverage for certain systems and appliances in their home. It is designed to help cover the costs of repairs or replacements of major systems and appliances that break down due to normal wear and tear. The coverage is provided by a third-party insurance company, and there are a variety of plans available with varying levels of coverage.
What does Choice Home Warranty cover?
Plan type | Average monthly cost | Coverage details |
---|---|---|
Basic Plan | $35 – $45 | Heating system Electrical system Plumbing system Plumbing stoppage Water heater Whirlpool bathtub Oven / range / stove Cooktop Dishwasher Built-in microwave Garbage disposal Ductwork Garage door opener Ceiling and exhaust fans |
Total Plan | $50 – $60 | All of the above, plus: Air conditioning system Clothes washer Clothes dryer Refrigerator |
Optional coverage | $4 – $15 each | Central vacuum Limited roof leak Pool / spa Second refrigerator Septic system Septic tank pumping Stand-alone freezer Sump pump Well pump |
The plans are affordable, and the coverage can be tailored to meet the specific needs of each homeowner. The coverage is typically for one year, though some plans may extend coverage for up to three years. Choice Home Warranty plans cover a wide variety of systems and appliances, including but not limited to: electrical systems, heating and cooling systems, plumbing systems, refrigerators, washers/dryers, stoves, microwaves, dishwashers, and more.
In order to qualify for Choice Home Warranty coverage, homeowners must select a plan and agree to pay the associated fees. The fees are usually paid in a single payment or spread out over a number of months. Once the fees are paid, the homeowner is eligible for coverage. If a covered system or appliance breaks down due to normal wear and tear, a licensed technician is dispatched to repair or replace it. Choice Home Warranty typically covers the cost of the repair or replacement, minus any applicable deductible.
The Choice Home Warranty plans are designed to provide peace of mind for homeowners that their major systems and appliances are covered. With the right plan, homeowners can protect themselves from expensive repair or replacement costs and enjoy the security of knowing that their home is covered.
How To File a Claim With Choice Home Warranty?
Filing a claim with Choice Home Warranty is an easy process and can be completed in five simple steps. The first step is to call Choice Home Warranty and get a Claim Number. The number will be used to track the claim and its progress. Secondly, submit the claim form and other required documents to Choice Home Warranty. Thirdly, Choice Home Warranty will review the claim and send an email with the decision. Fourthly, a local contractor will be arranged to complete the repair or replacement needed according to the Choice Home Warranty agreement. Lastly, you will be sent an invoice for payment and the claim will be closed.
If your claim is approved, the contractor will begin the repair process. You may be asked to pay for parts and labor up front, but Choice Home Warranty will reimburse you once the repair is complete. It is important to keep all receipts and make sure that the contractor has a copy of the approved warranty claim before they begin work.
If the contractor finds additional problems during the repair or replacement process, they will notify Choice Home Warranty and the claim may be re-opened. If the contractor determines that your appliance or system is not covered by the Choice Home Warranty, the issue will need to be resolved through the manufacturer or retailer of the appliance or system.
Filing a claim with Choice Home Warranty is an easy process that allows you to save time, money, and stress when it comes to repairing or replacing your home's essential appliances and systems. By following these steps, you can ensure that your claim is processed quickly and efficiently.
How Much Does Choice Home Warranty Cost?
When it comes to understanding the cost of home warranty coverage, Choice Home Warranty is a leader in affordability. Many home warranty plans are available in the market in a variety of price points. Choice Home Warranty offers customers a wide selection of plans to meet the needs of all home owners.
The Choice Home Warranty Standard Plan is the most popular plan and covers the majority of items in a home. This plan costs about $36.99 per month with a one-time service fee of $60. This plan covers major mechanical systems and appliances, including dishwashers, refrigerators, washers, dryers, water heaters, garbage disposals, and more. It also includes an additional coverage for air conditioning systems and clothes washers and dryers.
For those who want to cover additional items, the Choice Home Warranty Plus Plan is an ideal option. This plan costs $44.99 per month with a one-time service fee of $85. This plan includes all of the coverage in the Standard Plan, but adds an additional coverage for pools, spas, well pumps, and central vacuums. It also offers coverage for septic tanks, home security systems, and lawn sprinklers.
The Choice Home Warranty Premier Plan is the most comprehensive plan and is ideal for those who want maximum protection. This plan costs $44.99 per month with a one-time service fee of $125. The Premier Plan covers everything in the Standard and Plus Plans, but adds even more coverage for items like roof leaks, exterior painting, and window repair. It also provides coverage for additional plumbing and electrical items.
For those who want extra peace of mind, the Choice Home Warranty Ultimate Plan is a great option. This plan costs $59.99 per month with a one-time service fee of $165. In addition to all of the coverage in the other plans, the Ultimate Plan also includes coverage for home inspections, emergency services, window treatments, and many other items.
No matter what Choice Home Warranty plan you choose, you can be sure that you are getting quality coverage at an affordable price. All plans come with a money-back guarantee, so you can be certain you are getting the best value for your money. With Choice Home Warranty, you can be sure that you are getting the latest in home warranty coverage, at a price that fits into your budget.
Factors that Impact Choice Home Warranty Cost
Figuring out the cost of a Choice Home Warranty is not a simple task, since there is a range of factors that can impact the price consumers will be asked to pay. Knowing this, it's essential that all homeowners understand the various elements that go into the cost of a Choice Home Warranty plan so that they can make a well-informed decision.
The first factor that will determine the cost of a Choice Home Warranty is the condition of the home systems and appliances to be covered. If the equipment and systems are already in good working order, the warranty may cost less than if they are in need of repairs or upgrades. Additionally, the size of the home, the number of systems and appliances being covered, and the type of coverage that is desired all play a role in determining cost.
The second factor that impacts the cost of a Choice Home Warranty is the type of coverage that is needed. Homeowners can choose between basic, deluxe, and premium plans, each of which offer different levels of protection and come with varying price tags. Depending on the circumstances, some households may benefit more from a more comprehensive plan than others, so it is important to weigh the options and decide which plan is the best fit.
Thirdly, the location of the home is another factor that can have an impact on the cost of a Choice Home Warranty. Generally, homes in high-cost-of-living areas, like major metropolitan cities, are going to be more expensive to cover in terms of warranty costs. The same goes for older homes that may require more work to keep running properly.
Fourthly, the customer's credit score and financial history can affect the price of a Choice Home Warranty plan. Customers with good credit may be offered discounts or be charged lower rates than those with poor credit. In addition, customers who pay for a home warranty plan in full instead of monthly installments may qualify for discounts as well.
the type of service provider chosen may also affect the cost of a Choice Home Warranty. For example, choosing a trusted, established provider who is affiliated with a reputable warranty company may cost more upfront, but may also provide better coverage and more peace of mind.
All in all, there are a number of factors that can impact the cost of a Choice Home Warranty plan. Knowing the various elements that contribute to the cost of a warranty plan can help homeowners make an informed decision when it comes to purchasing coverage.
Home warranties are designed to cover common repairs.
Here are some of the most common repairs and their associated costs, with labor and materials combined:
Appliance or System | Average Repair Cost | Average Replacement Cost |
---|---|---|
Refrigerator | $250 | $1,500 |
Roof | $950 | $11,500 |
Dishwasher | $250 | $970 |
HVAC System | $410 | $8,000 |
Septic System | $1,175 | $6,300 |
Washer/Dryer | $300/$150 | $1,425/$1,000 |
Oven/Stove | $220 | $2,000 |
Does Choice Home Warranty Have Hidden Fees? How to Save the Cost?
When it comes to home warranties, it is important to find out what is included in the cost. Many companies such as Choice Home Warranty offer a variety of plans that cover different kinds of repairs and replacements. However, it is important to understand if there are any hidden fees associated with the plan that you choose. In this article, we will discuss the hidden fees of Choice Home Warranty and how to save on the cost.
The first thing to know is that Choice Home Warranty does not have any hidden fees but they do have a few additional costs such as processing fees and administrative fees. These fees are nominal and are not a big deal. However, the cost of the plan itself can vary depending on the type of coverage you choose. For instance, if you choose a basic plan, you may not have to pay as much, but if you opt for a comprehensive plan, you will need to pay more.
It is also important to understand that there are additional fees associated with specific repairs and replacements. For instance, if you need to replace a major appliance, you may need to pay more than the basic plan. It is also important to note that even if you choose a basic plan, you may still need to pay for certain repairs or replacements that are not covered by the plan. Therefore, it is important to understand the terms of your plan before making a decision.
The good news is that there are few ways to save on the cost of your Choice Home Warranty plan. The first is to shop around and compare plans. You can compare both the cost and the coverage to make sure that you get the best plan for your needs. You can also opt for loyalty plans that will give you discounts for staying with the same company. Additionally, you can look for discounts and promotional offers that may be available.Another way to save on the cost of a Choice Home Warranty plan is to negotiate with the company. You can contact their customer service team to get more information on how to save money on the plan you are interested in. Additionally, you can ask for a quote from other companies and compare the prices to see if you can get a better deal from another provider.
make sure that you understand what is covered under your plan before you commit to it. This will help you make sure that you are not paying for anything unnecessary. Doing your research before making a decision will help you make sure that you are getting the best plan for your needs.
Choice Home Warranty does not have any hidden fees but they do have additional costs associated with specific repairs and replacements. It is important to understand the terms of your plan before you commit to it. Additionally, there are ways to save on the cost of your plan such as shopping around and getting quotes from different providers. make sure that you understand what is covered before you commit to the plan.
Are Choice Home Warranty Services Worth it?
Choice Home Warranty services provide home owners with a range of covers and extras that can be tailored to their needs. The services cover from appliance breakdowns to HVAC repair services. The package also includes additional covers such as plumbing, electrical, and septic systems. The coverage and services provided by Choice Home Warranty are comprehensive and can provide home owners with a sense of security that their appliances and systems are covered in case of breakdown. In terms of price, Choice Home Warranty provides competitive rates of coverage, and the company even offers discounts for customers who book several years of coverage.
When deciding whether Choice Home Warranty services are worth it, it is important to consider the cost and the benefits. The cost of the warranty service will depend on the level of cover chosen and the services included, but it is generally considered to be cost effective when taking into account the potential savings on repairs and replacements that would be required without the cover. In addition, the choice of cover and additional services makes Choice Home Warranty an attractive proposition for many homeowners.
The Choice Home Warranty also provides customers with a range of extras such as priority service and annual maintenance packages that can be included in the cover. These extras can add added value to the service, helping customers to save money on specialist maintenance and repair services. In addition the company’s commitment to excellent customer service through its 24/7 customer support line and online forms makes Choice Home Warranty an attractive option for many.
Choice Home Warranty is a competitively priced and comprehensive home warranty service that can provide customers with an added layer of security and protection for their home. The choice of cover and extras available make Choice Home Warranties an attractive option for many homeowners and the company's commitment to customer service makes it a popular choice for those looking for peace of mind.
1. How much does Choice Home Warranty cover?
Choice Home Warranty Coverage
Choice Home Warranty offers comprehensive coverage for a wide range of home appliances and systems, from air conditioners to water heaters to dishwashers and more. The exact coverage varies based on the plan chosen, but generally speaking, Choice Home Warranty covers repairs or replacements for appliances or systems that break down from normal wear and tear. Customers also benefit from an optional add-on plan that provides additional coverage for items such as roof leaks, pools & spas, and septic systems. In addition, customers can also take advantage of the Home Buyers Warranty, which provides coverage on specific items that newly-constructed homes may require. It's important to note that Choice Home Warranty does not cover repairs or replacements due to intentional damage, owner negligence, or pre-existing conditions. Ultimately, customers should thoroughly review the coverage and terms and conditions to ensure that their specific needs are met.2. What type of service plans are available?
When it comes to service plans for home warranties, there are generally two types: basic and comprehensive. A basic plan usually covers the major systems and appliances in the home, such as the furnace and air conditioning, plumbing, and electrical systems. It may also include coverage for certain other items, such as water heaters and garage door openers. A comprehensive plan, however, provides coverage for a much wider range of items, including kitchen and laundry appliances, pools and spas, and coverage for natural disasters.
It's important to carefully review each plan to make sure it meets your individual needs and budget. Additionally, some service plans may be more or less comprehensive depending on the company you choose. For instance, some plans may include coverage for additional items such as septic systems, while others may not. Ultimately, it is important to look at all of your options and compare prices, coverage, and customer service offerings before making a final decision.3. Are there any special discounts or promotions available?
Yes, there are special discounts and promotions available for Choice Home Warranty in 2024. For instance, Choice offers a 10% discount when you sign up for the annual plan and pay in full. They also provide discounts to first responders, military personnel, and senior citizens. Additionally, they offer a referral program, wherein customers can receive a discounted price on their home warranty when they refer the service to a friend or family member. In some cases, the referred customer will also receive a discounted rate. Additionally, Choice Home Warranty often has promotional deals that can save customers money.
In order to take advantage of these discounts and promotions, customers should always check the Choice Home Warranty website or contact their customer service team for more information. There may also be discounts or promotions available through promotional materials or through other third-party sources. By doing a bit of research, customers may be able to find additional discounts or promotions that can help them save money on their home warranty.
4. Are there any additional fees or costs beyond the initial service fee?
The short answer is yes, there may be additional fees or costs beyond the initial service fee. This can depend on the type of plan you choose and the coverage of the warranty. Some plans may include additional fees like an annual fee, an additional fee per item that is covered, or a separate fee for a system or appliance assessment. In regards to costs, repairs can also be subject to cost. Depending on the plan, a deductible or copayment may be required in order to get repairs done.
It is important to make sure you understand the full scope of pricing and coverage when choosing a home warranty. Be sure to read the fine print and ask questions before signing up, as the cost of the warranty may be higher than initially thought if all fees and costs are not taken into consideration. You should also double check to make sure the warranty you are considering covers the type of repairs and services you may need in the next few years.
5. How long does it take to receive service after making a claim?
The length of time it takes to receive service after making a Choice Home Warranty claim depends largely on the company's process. Generally, a typical claim can be processed within two to three business days, but this may vary depending on the complexity of the repair or replacement and how quickly a technician can be scheduled. Choice Home Warranty also offers Express Service, which can provide a technician within 24 hours of the claim being approved. Each service is different and the response time may be longer depending on the situation.
Furthermore, Choice Home Warranty provides customers the option to upgrade their plans. With an Upgrade Plan, customers can receive priority service and get an answer from a representative within an hour. This is beneficial for those in an emergency situation. Additionally, Choice Home Warranty provides a 30-day money back guarantee for customers who are not satisfied with their plan.Choice Home Warranty offers customers the ability to contact their service team 24 hours a day, 7 days a week. This ensures customers can get help when they need it most. With such attention to customer service, Choice Home Warranty is a reliable and trusted provider of home warranty services.
At the end of the day, it’s important to do your research and decide on the best option for your home’s warranty needs. Be sure to read through all the details and ask questions if you need further clarification. As long as you shop around and compare prices and services, you should be able to find the right Choice Home Warranty plan for your home.
You Might Also Like:
| 1 simple trick to cut your electric bill by 90% | How many watts does a furnace use | Generator for food truck | Difference between generator and inverter | Average electric bill in Ohio | Cost of heat pump for a 3,000 sq ft home | Best solar string lights | Solar panel carport | What size generator to run a 2,000 sq ft house | My electric bill doubled in one month | Are bifacial solar panels worth it | Do home warranties cover sprinkler systems | Best batteries for off-grid solar | Will a 5,000 watt generator run a welder | How many squares of siding in a box | Solar panel cost in Dallas, TX | Nevada solar incentives in 2023 | Arizona wind and solar | How many watts does a lightbulb use | Average cost of solar panels in Virginia|